Credit Analyst - CRE

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.

Responsible for assisting Portfolio Managers with credit monitoring and basic portfolio management of Commercial/Corporate/SFSG Banking relationships to achieve efficiencies and quality of the process and product, and retention and expansion of existing client relationship along with new prospect relationships. Primary performance responsibilities include analyzing financial data used to determine the merits of loan requests (including adherence to loan policy), creating cash flow analysis, replicating financial tables and data charts, and utilizing standard bank systems for financial statement spreading, risk ratings, and profitability. As an entry level credit analyst role, this position will learn the basics of the Portfolio Manager role, which will involve analyzing, maintaining, and building loan portfolios.Job Accountabilities • Partner with Portfolio Management team, ensuring the portfolio administration and risk management of each client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as regulatory guidelines. • As appropriate to experience, assist Portfolio Management team with relationships by analyzing financial data to determine the merits of specific loan requests, learning how to structure loans and manage client relationships. • Responsible for credit risk and quality of the portfolio. • Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate. • May participate with ad hoc special projects for the team or region as needed. • Learn and understand the Relationship Manager role as the point of a contact for the client; learn how to act as a liaison to the Credit Department, the support staff and other internal business partners. • Be involved with and observe Portfolio Management and Relationship Management team in making presentations on specific loans, recommending approval and appropriate structure of credits. • As experience grows, work on the renewal process with the Portfolio Manager, Relationship Manager, the client, and the credit department. • Participates in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace. Education Bachelor's Degree or equivalent combination of education and experience Business Required Bachelor's Degree or equivalent combination of education and experience Finance Required Bachelor's Degree or equivalent combination of education and experience Accounting Required Experience Less than 2 years Commercial/Corporate or Specialized Banking and/or Credit Approval Required Less than 2 years Handling complex credits Preferred Less than 2 years Sales Preferred Less than 2 years Formal Credit Training Preferred Licenses and Certifcations Must have access to reliable transportation and the ability to lawfully drive self, if applicable. by start date Required CFA-Charted Financial Analyst by start date Preferred

We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life. 

• Retirement savings including both 401(k) and Pension plans. 
• Paid time off to volunteer in your community. 
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups. 
• Competitive salaries with professional development and advancement opportunities. 
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.  
• Personal banking, loan, investment and insurance benefits. 

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X. 

Artificial Intelligence Statement

To support our recruiting process, we may use artificial intelligence ("AI") or automated technologies to collect, organize, sort, and analyze information submitted by applicants. These tools may assist our Talent Acquisition professionals in identifying applicants who appear to satisfy the minimum qualifications for a position.

AI is not used to make employment decisions on behalf of Associated Bank. No applicant will be selected or rejected solely based on the output of an AI tool. Hiring decisions are made by Associated Bank personnel who review applicant information and exercise independent judgment in accordance with applicable law and company policies.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process.

Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish.

Associated Bank is Pay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$49,350.00 - $84,600.00 per year