Credit Analyst - New Accounts

Sunstate Equipment Co.: Where Safety and People are Core Values!

We take care of our People and it shows!

$23.68 - $30.67 hourly plus bonus potential!

Hiring Immediately; PAID WEEKLY!

Monday – Friday (Day Shift: 8AM – 5PM: 40-45 Hours per Week)

Hybrid Flexibility; Pay dependent on experience (Overtime eligible)

Position is located at corporate headquarters: 5552 E Washington St Phoenix AZ 85034

• HYBRID options available after training
• Annual discretionary bonus and quarterly team bonus
• Rent ANY of our equipment for FREE
• “My Holiday” time off benefit pays you to celebrate any holiday without taking personal time!
• Unique Vacation Overtime Averaging benefit that pays you overtime while you’re on vacation!
• Employee benefits, medical, dental, vision & 401k match!
• 7 Company paid holidays, 2 half days
• Two weeks of vacation PTO in your first year + sick leave & personal time; accruals after 90 days.

• Evaluate high volume commercial credit applications and perform thorough credit due diligence to determine customer creditworthiness and financial risk.
• Analyze business financial statements, commercial and personal credit reports, accounts receivable aging reports, payment histories, and other financial documentation.
• Review credit applications from customers of varying sizes, including small businesses and contractors .
• Process new credit applications, account reactivations, national accounts, and account additions in a high-volume, deadline-driven environment.
• Enter applicant information into company credit scoring systems, interpret results, and approve or deny applications in accordance with established credit policies.
• Partner with Sales and Operations teams to provide timely credit decisions while minimizing disruptions to equipment rental transactions.
• Support collections activities for cash-on-delivery (COD) accounts as needed.
• Utilize AS400, Salesforce, and Microsoft Office to manage credit information, account activity, reporting, and daily workflows.
• Apply sound judgment when evaluating exceptions, incomplete financial information, and situations that require creative problem-solving.

Position Requirements

• 2+ years of related experience
• Strong understanding of accounts receivable (A/R), credit risk assessment, credit reports, aging reports, and financial statement analysis.
• Experience evaluating commercial credit applications and making credit recommendations or approval decisions.
• Construction, equipment rental, or manufacturing industry experience strongly preferred.
• Experience working with contractors, construction-related credit accounts, and an understanding of applicable lien laws is a significant plus.

At Sunstate Equipment, we are actively fostering a workplace culture where individuals of all identities and life experiences feel genuinely valued, respected, and appreciated. As a proud equal-opportunity employer, we wholeheartedly welcome candidates from diverse backgrounds and cultures. We recognize and celebrate the unique perspectives they bring, with the understanding that they are the fuel for the innovative ideas that drive the evolution of our industry