Executive Commercial Lines Underwriter - New England Region

Executive Commercial Lines Underwriter - Middle Market

Remote - New England Region
Bonus Eligible

Underwrite Complex Risks. Strengthen Agency Partnerships. Drive Profitable Growth.

At Utica National, underwriting is at the heart of our success. We're looking for an experienced Executive Commercial Lines Underwriter to join our New England team and play a key role in managing a diverse portfolio of middle market commercial business.

This remote position offers the opportunity to partner with independent agencies throughout New England, make complex underwriting decisions, and influence portfolio performance that drives long-term profitability. You'll do more than evaluate individual risks. You'll help agencies grow profitable business, identify opportunities within their books of business, and serve as a trusted advisor to our distribution partners.

If you're a relationship-focused underwriting professional who enjoys balancing technical expertise with business strategy and agency development, we'd love to hear from you.

What You'll Do

As an Executive Commercial Lines Underwriter, you will:

• Analyze and underwrite complex new and renewal commercial lines accounts within established authority levels.

• Manage a high-volume agency portfolio with significant underwriting authority and decision-making responsibility.

• Evaluate a broad range of commercial risks, including:

  • General Liability
  • Workers Compensation
  • Commercial Property
  • Commercial Auto
  • Commercial Package

• Review applications, loss history, financial information, inspections, and other underwriting data to determine risk acceptability.

• Apply sound risk selection and portfolio management principles to support profitable growth.

• Clearly communicate underwriting appetite, pricing decisions, coverage solutions, and declination rationale to both agency partners and internal stakeholders.

• Build and maintain strong agency relationships through responsive service, technical expertise, and consultative support.

• Analyze agency production, profitability, and loss trends to identify opportunities for growth and improvement.

• Prepare materials for agency reviews and collaborate on production and loss ratio improvement strategies.

• Utilize business intelligence and reporting tools, including Power BI, to evaluate agency and portfolio performance.

• Monitor marketplace conditions, competitor activity, and industry trends to support sound underwriting decisions.

• Serve as a trusted underwriting partner focused on balancing growth, profitability, and exceptional agency service.

What Makes You Successful

We're looking for an underwriting professional who combines strong technical expertise with business acumen and relationship-building skills.

You may be a great fit if you have:

• 5+ years of Commercial Lines Middle Market underwriting experience.

• Strong knowledge of:

  • General Liability
  • Workers Compensation
  • Commercial Property
  • Commercial Auto

• Proven success underwriting complex commercial accounts and managing agency relationships.

• Experience driving profitable portfolio performance and identifying opportunities for growth.

• Strong analytical, negotiation, and decision-making abilities.

• Excellent communication and relationship management skills.

• Ability to work independently while collaborating effectively across teams.

• Bachelor's degree preferred or equivalent combination of education and experience.

Preferred Location

This position is fully remote within the New England region.

Preferred candidate locations include:

• Massachusetts
• Connecticut
• New Hampshire
• Rhode Island
• Vermont
• Eastern New York

Periodic travel to agency partners and company meetings throughout the region may be required.

Why Utica National?

For more than 100 years, Utica National has built a reputation for financial strength, underwriting excellence, and trusted agency partnerships. We invest in talented professionals who are committed to delivering exceptional results while continuing to grow their careers.

When you join our team, you'll find:

• A collaborative and supportive underwriting culture
• Strong independent agency partnerships
• Opportunities to work on complex middle market accounts
• Professional development and advancement opportunities
• Competitive compensation and comprehensive benefits
• Performance-based incentive opportunities
• The flexibility of a remote role while maintaining strong regional agency relationships

Compensation

Executive Commercial Lines Underwriter

$90,000 - $154,000

Senior Commercial Lines Underwriter

$73,500 - $111,000

Commercial Lines Underwriter

$57,000 - $90,000

Candidates may be considered for the Executive, Senior, or Commercial Lines Underwriter level based on experience, technical expertise, and overall qualifications.

This position is eligible for participation in the Company's Variable Compensation Bonus Plan.

Final compensation is determined based on experience, geographic location, education, professional certifications, scope of responsibilities, and overall qualifications.