Sr Life Underwriter, Underwriting Strategies

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Sr Life Underwriter, Underwriting Strategies based in the United States.

We are seeking an experienced Senior Life Underwriter to help shape and optimize underwriting strategies, systems, and processes. In this role, you will combine deep life insurance underwriting expertise with a strong understanding of technology, data, and automation to improve decision-making and operational efficiency. You will monitor underwriting systems, evaluate rules and guidelines, and identify opportunities to strengthen automated underwriting outcomes. Working closely with engineering teams and business stakeholders, you will translate underwriting needs into practical system enhancements and scalable solutions. You will also contribute to strategic initiatives, support process improvements, and help ensure underwriting tools meet evolving business and customer needs. This is a cross-functional opportunity for a strategic, analytical professional who enjoys transforming complex underwriting processes through technology and collaboration.

Accountabilities

Monitor and analyze the performance of underwriting rules engines and workbench systems, identifying opportunities for improvement.

Continuously review underwriting evidence and synthesize data from multiple sources to support effective risk assessment and decision-making.

Partner with the Head of Underwriting Strategies to evaluate business risks associated with proposed changes to underwriting guidelines.

Develop recommendations and action plans to increase automated underwriting decisions and improve underwriting and case management processes.

Take ownership of and contribute to multiple projects and strategic initiatives related to underwriting technology and operations.

Establish and maintain protocols for underwriting rule updates, system enhancements, and process changes.

Maintain accurate and comprehensive documentation of underwriting criteria, guidelines, workflows, and system requirements.

Prioritize system enhancements and technology decisions based on business needs, business cases, and expected return on investment.

Serve as a subject matter expert in underwriting processes and act as a liaison across Product, Engineering, Operations, Finance, Marketing, Legal, and other teams.

Support end-user adoption and proficiency by coordinating onboarding, training, and ongoing updates for new systems, programs, and applications.

Collaborate with engineering teams to integrate new data sources, underwriting models, partner programs, and applications as business needs evolve.

Identify operational challenges and translate them into actionable technology and process improvements.

Requirements:

5–10+ years of experience in life insurance new business underwriting and case management.

Extensive experience working with underwriting rules engines and rules management systems.

Strong understanding of how data and predictive models support underwriting processes and decisions.

Familiarity with agile working environments and project management tools such as JIRA.

Ability to communicate technical findings, business requirements, and recommendations clearly to diverse stakeholders.

Demonstrated ability to identify improvement opportunities and deliver effective solutions quickly.

Strong analytical and problem-solving skills, with the ability to assess business risks and evaluate the impact of system or guideline changes.

Excellent collaboration and communication skills, with the ability to work effectively across technical and non-technical teams.

Adaptability and willingness to contribute in a dynamic, evolving environment.

Customer-focused mindset and a willingness to challenge existing processes and conventional approaches.

Strong organizational skills and ability to manage multiple initiatives while balancing business priorities.

Benefits:

Base salary: US national annual base salary range of $77,000–$181,000. Final compensation depends on role level, location, relevant experience, job-related skills, and education or training.

Additional compensation: The stated salary range represents base pay only and does not include any applicable bonus, equity, or benefits.

Benefits package: Access to a comprehensive US employee benefits package. Specific benefits are available through the employer's careers information.