Sr. Underwriter

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Sr. Underwriter. The right candidate will be responsible for the underwriting of Conventional, FHA and VA loan types.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Maintain responsibility for the underwriting of assigned loan types including but not limited to Conventional, FHA and VA, which includes working within the Loan Origination System or Encompass
• Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, with a minimum of 6 touches per day (if volume is present)
• Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
• Review and make decisions on bond loans and loans with a Mortgage Credit Certificate (MCC) and be proficient with all guidelines
• Prior to a suspension or rejection of a loan, communication with the branch is required. Rejected loans to be submitted to the underwriting centers management team for an in-depth second review
• Review assigned appraisals which includes completing the FHA Conditional Commitment and the VA NOV’s when applicable
• Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
• Able to travel overnight

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Sr. Underwriter. The right candidate will be responsible for the underwriting of Conventional, FHA and VA loan types.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Maintain responsibility for the underwriting of assigned loan types including but not limited to Conventional, FHA and VA, which includes working within the Loan Origination System or Encompass
• Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, with a minimum of 6 touches per day (if volume is present)
• Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
• Review and make decisions on bond loans and loans with a Mortgage Credit Certificate (MCC) and be proficient with all guidelines
• Prior to a suspension or rejection of a loan, communication with the branch is required. Rejected loans to be submitted to the underwriting centers management team for an in-depth second review
• Review assigned appraisals which includes completing the FHA Conditional Commitment and the VA NOV’s when applicable
• Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
• Able to travel overnight

Education and/or Experience

• High school diploma or general education degree (GED)
• Ability to obtain a valid and current Mortgage Loan Originator License if required per state regulations

• Must be an Underwriter with DHI Mortgage a minimum of 10 years

• Must have a DE for a minimum of 5 years

• Must have a SAR for a minimum of 5 years

• Strong written and verbal communication skills
• Excellent organizational skills and the ability to meet deadlines
• Ability to accurately and efficiently process and record a large volume of data

• Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

• Proficiency with MS Office and email

• Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

• The noise level is generally moderate

Preferred Qualifications

• Bachelor's degree from a four-year college or university preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

· Medical, Dental and Vision

· 401(K)

· Employee Stock Purchase Plan

· Flex Spending Accounts

· Life & Disability Insurance

· Vacation, Sick, Personal Time and Company Holidays

· Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo

Education and/or Experience

• High school diploma or general education degree (GED)
• Ability to obtain a valid and current Mortgage Loan Originator License if required per state regulations

• Must be an Underwriter with DHI Mortgage a minimum of 10 years

• Must have a DE for a minimum of 5 years

• Must have a SAR for a minimum of 5 years

• Strong written and verbal communication skills
• Excellent organizational skills and the ability to meet deadlines
• Ability to accurately and efficiently process and record a large volume of data

• Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

• Proficiency with MS Office and email

• Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

• The noise level is generally moderate